Real Creative Group + Coastline Mortgage
Legacy Buyer Program
Buy a home. Build a legacy. Invest in your community.
$1,200
in combined credits toward your purchase
$500
donated to the PBA Founders Fund scholarship
Simple by design
How the Program Works
No gimmicks. No surprises. Four steps between you and a better home buying experience.
Program Benefits
More Than a Transaction
We built this program because the best deals happen when both sides of the table are working for you.
The PBA Founders Fund
For the Kids Who Want to Build Something
Some students already know they do not want a job. They want to build something. The PBA Founders Fund is for them.
Not every builder needs a four-year degree. Some need a license, a certification, a set of tools, or the $50 it costs to file an LLC.
The Pasadena Business Association is made up of people who built this community. Business owners, tradespeople, and entrepreneurs who found their own path and created something from it. The Founders Fund backs the next generation of builders: high school students who feel the pull to create, to own something, to make their own way. It can cover startup costs like licensing, certifications, equipment, or business filing fees. Every home closed through the Legacy Buyer Program puts $500 directly toward that mission.
Your program partners
Two Community Members.
One Program.
One Program.
This program started with a conversation between two PBA members who decided their business partnership could do more than close transactions. To participate, you work with both of us from day one
James Bowerman
REALTOR® | Real Creative Group of Douglas Realty
James is a Pasadena-based REALTOR® and former creative director who founded Real Creative Group on the belief that real estate is a local story worth telling well. A Douglas Realty agent and PBA Board Member, he built his business from scratch at 30 after realizing a traditional career path was not going to get him where he wanted to go. That perspective shapes everything he does, including this program.
Connect with James
410-971-8004
Tom Latta
Loan Officer | Coastline Mortgage
With 16 years in the mortgage industry, Tom Latta is a Scotsman Guide Top Originator and Loan Officer at Coastline Mortgage who has helped everyone from first-time buyers to close family and friends achieve homeownership. As President of the Pasadena Business Association, Tom has spent years advocating for the community he lives and works in. He runs his team alongside his CCO (Chief Canine Officer), Taco.
Connect with Tom
443-909-6846
Your Home Purchase
Fill out the form and we will be in touch within one business day to walk you through next steps.
By submitting this form you agree to be contacted by James Bowerman (Real Creative Group / Douglas Realty) and Tom Latta (Coastline Mortgage) regarding your home purchase inquiry. Your information will not be shared or sold. The Legacy Buyer Program is available on residential purchase transactions of $200,000 or more to all qualified buyers without regard to race, color, religion, sex, national origin, disability, familial status, or any other protected class. Credits applied at closing and amounts may vary. Not a solicitation if you are already working with a real estate professional or mortgage lender.
Real Creative Group of Douglas Realty + Coastline Mortgage
The Legacy Buyer Program is a collaboration between James Bowerman, REALTOR® (Real Creative Group of Douglas Realty, licensed in the State of Maryland) and Tom Latta, Loan Officer (Coastline Mortgage). Program credits are applied at closing and are disclosed on the Closing Disclosure. Credits are subject to lender and broker approval and may vary by transaction. The $500 donation to the PBA Founders Fund is made by James Bowerman and Tom Latta personally upon successful close, outside of settlement, and is not affiliated with any settlement service provider. Purchase price minimum $200,000. Program subject to change without notice.
